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BRADLEY LAKE HYDROELECTRIC PROJECT we 3 o/e¢
Project Finance Team Newsletter vw
Volume 1
Here finally is the promised "newsletter" with a recap of the trip to New York
and outline the next steps in the process of issuing long term debt.
The trip was extremely successful. We accomplished our goal of introducing the
project to the rating agencies and insurance companies and getting them inter-
ested in the financing. Each group that saw the presentation was impressed
with it, and seemed to be genuinely interested in the project. Following is a
short summary of each meeting and its results.
Tuesday, September 20
1) CFC -- Marty Crowson, Executive Director
Steven Lilly, Director of Corporate Finance
CFC is supportive of the project, but probably can not be involved as a direct
lender. They could possibly issue a guarantee of the bonds, though even this
is likely to be difficult, given the participation of non-co-ops in the project
and the structure of CFC's guarantee program.
2) Moody's -- Robert Tucker, A.V.P. Far Western Region
Claire Cohen, V.P. State General Obligation
Joe Rosenblum, V.P. Western Region
Moody's had not delved deeply into the information which had been sent to them.
None of those present were utilities experts, as Moody's assigns financings to. SS “analysts based on region not on project type. They were concerned about the
overall condition of the Alaska economy and the mechanics of the State's moral
obligation pledge. They were also concerned about the validity of the take or
pay obligation of the utilities, and to a lesser extent about the risk that
bonds will be sold_and the project not completed. Questions were very basic,
and should get more detailed as the process continues. They asked to receive
monthly progress reports and financial information as it is available.
Wednesday, September 21
1) Standard & Poors -- Phil Edwards, Manager, Utilities Group
Tony Arthur, Chairman of Alaska Committee .
John Costagliola Utilities Group
S&P had clearly read the information sent to them. They were very concerned
about the validity of the take or pay obligation, especially given that it does
not kick in until the project is complete. They stated that if bonds were sold
prior to completion, any rating based on the project would be a provisional
rating. A rating based merely on the State's moral obligation would not be
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Bradley Finance News. ter
November 3, 1988
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provisional at any time. When asked if a rating of A provisional was stronger
than a straight A- rating, they were unable to give a clear answer, but prom-
ised to look into it and see. (Bud Canaday later stated that provisional
ratings are not at all uncommon and should not adversely affect bond pricing).
Edwards promised to find out if S&P would be able to give us a number of
preliminary ratings -- one based on the straight moral obligation, one based on
the project, assuming that take or pay obligation occurs only after project
completion and one based on project assuming that the take or pay obligation
occurs as soon as the bonds are sold. Edwards stated that to issue a prelim-
inary rating based on the strength of the project he would need financial
information and load growth projections from each of the utilities. This
concerns him much more than the strength of the Power Authority, as it is the
utilities that will be providing the cash flow stream that secures the bonds.
He should be letting us know if he is able to give us preliminary ratings of
any kind within the next few weeks. Tony Arthur raised another issue, which was
that the Bradley Lake Project must prove to be self-sufficient, or the State's
overall bond rating could suffer. This should not be a problem, but should be
borne in mind.
2) MBIA -- Catherine Trott, V.P. and Manager, Utilities Dept.
Lisa Cocks A.V.P. Utilities Dept.
MBIA is interested in the project. They seemed concerned about the Alaskan
economy and weather will need to come up here to see that we actually do not
live in igloos. They too were concerned about the take or pay obligation and
the completion risk. Another concern was the issuance of additional bonds for
the project, and they were concerned about individual rate covenants for each
of the utilities.They want their lawyers to look at the documents. They also
want to get audits, progress reports and executive summaries of FERC licenses.
Again, I will try to centralize the flow of information through this office.
3) Bond Investors Guaranty -- Jane M. Eddy,V.P. Utilities Group.
Mike McGuire,
Jim Gerry, Sr. Analyst
BIG seemed very interested in the project. Their lawyer attended the meeting
and they had read the information provided. They too were quite concerned
about the take or pay obligation and the completion risk. They had concerns about the Alaska economy and questions about the functioning of the State's
moral obligation. They had a couple of minor legal questions which were
answered.
Thursday, September 22
1) AMBAC -- Bob Walsh,V.P. Utilities Group
Shelly Stein, Utilities Group
Kate Hackett, Utilities Group
Mary McKean, attorney
AMBAC was also very interested, had read the information and had their lawyer
with them. They had concerns about the Alaskan economy and Alaska in general. They, like everyone else were worried about completion risk and the take or pay
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November 3, 1988
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obligation. They also had some technical questions about the project which
were answered, I think, to their satisfaction. These people will also have to
come to Alaska to see that we're almost part of the U.S.
2) FGIC -- Chuck Silberstein, Manager, Utilities Group
Mark Dennis, Associate, Utilities Group
This company showed interest in the project, but was very concerned about the
completion risk, and wanted the utilities to say that they were willing to make
the take or pay obligation effective at the time the bonds are sold. They had
not delved very deeply into the information that had been sent to them, but
seemed to want to continue to be kept informed about the project. They also
seemed not to want to do a lot of work before it was clear when we intended to
issue bonds.
In summary, the major concerns for all the people for whom we did the presen-
tations were:
1) The validity of the take or pay obligation
2) The risk involved in the fact that the bonds are to be sold before the
project is completed and before the take or pay obligation is in effect.
3) The structure of the State's moral obligation.
4) The financial condition of the utilities
5) The state of the Alaskan economy, though this was not nearly as big a
worry as numbers 1 & 2 above to most of the people we met.
Most of the people with whom we met want to receive additional information from
both the APA and the utilities. In order to minimize confusion and maximize
efficiency, I suggest that the information flow be coordinated through this
office. Thus, I will collect information requested by the rating agencies and
insurance companies, and will take the responsibility of insuring that infor-
mation received from any source be distributed among the utilities, and other
members of the finance team.
A number of things have occurred since the New York trip. R.W. Beck and
Associates has been selected as consulting engineer, and we will begin negoti-
ating a contract next week. Also, S&P has asked for some follow up information
which I will be putting together in the next week. This should allow them to
move forward with the preliminary rating.
Next Steps
Task Responsibility Completion Date
Follow-up with S&P re:
provisional rating Rawitscher 11/11/88
Negotiate contract
with Consulting engineers APA 12/15/88
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BRADLEY LAKE HYDROELECTRIC PROJECT
Project Finance Team Newsletter
Number 2 -- November 23, 1988
Negotiations with R.W. Beck, consulting engineer for the project, are
complete. John Heberling, Project manager for Beck and Win Peterson,
their Western Region Manager came to Anchorage on November 16, 1988 to
explain their role in the financing and the information that they would
need to proceed. Also in attendance were:
Marcey Rawitscher, APA
Bob LeResche, APA
Jim Seagraves, Nuveen
Tom Lovas, Chugach Electric
Mike Kiech, ML&P
Jim Palin, MEA
Beck will perform an independent review of the project and prepare a
report to be included in the official statement used to sell the long
term revenue bonds.
The focus of this report will be financial; it will address the Power
Authority's ability to repay the revenue bonds being issued to pay for
the construction of the Bradley Lake Project. They will examine the
project itself, but only to ensure that it is not extraordinary in size
or design and to discuss any risks to the project which might have an
impact on the ability to repay the revenue bonds. The impact of the
—project on the systems of the purchaser utilities will be analyzed, as
will the purchasers' financial condition and projected load require-
ments, again with an emphasis on how these things affect the Power
Authority's ability to meet its revenue bond obligation.
Beck will also perform analysis which will be useful in determining the
size and timing of the bond issue.
The last part of the consulting engineer's report will consist of
opinions about the project and the utilities for investors. Beck will
express opinions about the economics of the project -- is it a reason-
able project given the needs of the utilities, and can they afford to
pay for it. They will also give a technical opinion on the project
itself -- can it work in the way the utilities want to use it, how great
is the risk that the project can not be completed and operated after the
bonds are sold. A proposed outline for the report and some sample
charts are attached to this memo.
In addition, Beck has offered to help any utility with their submission
of additional information to REA for approval of the project. Their
report will include the kind of analysis that REA has asked for from the
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November 23, 1988
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utilities and they are willing help with analysis done by the utilities for REA.
After describing the report, Beck discussed the schedule they would like
to follow for the preparation of the report. They understand that there
are some technical issues that must be addressed before any financing is
done, and that we do not want a consulting engineer report drafted before these are settled. The report does not have to be completed
until just before the bond sale, which gives us plenty of time. What
Beck would like to do, however, is to have the historical and financial
analysis of the utilities done, and have agreed upon a format for the
report by early next year. In this way they will be able to produce the
final report quickly when we do want to move forward.
Thus, we will be sending you a detailed request for information during
the next few weeks. Our hope is that this information can be collected
by December 31, 1988. We will schedule a meeting between Beck, the
Power Authority and all the utilities by the middle of February to
discuss the need for further information and the format of the report.
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